澳大利亚一国党领袖保琳·汉森提出一项养老金政策，允许租房者和房贷借款人在三年内选择提取四分之一的养老金缴款作为日常收入，以缓解生活成本压力1。根据该提案，雇主将继续支付全额缴款（工资的12%），而被提取部分将享受15%的优惠税率1。以年薪9.05万澳元的全职员工为例，年收益约2,300澳元（税后），折合每周44澳元1。
这一提议招致多方反对。澳大利亚超级基金协会警告称，"这项政策会推高通胀，让人们退休后生活更差"1。财政部长吉姆·查默斯表示该政策将导致澳大利亚工人退休时少赚数万澳元1。经济学家理查德·霍顿指出提案缺乏具体细节和预算办公室成本估算，难以作出完整评估1。根据经济学家克里斯·理查森的推估，约三分之二的澳大利亚人符合资格，若全部提取将增加260亿澳元的年度支出1。
Pauline Hanson, leader of Australia's One Nation party, has unveiled a policy allowing renters and mortgage borrowers to withdraw up to one-quarter of their superannuation contributions over a three-year period to help ease cost-of-living pressures 1. Under the proposal, employers would continue paying the full 12 percent wage contribution, while the withdrawn portion would be taxed at a concessional rate of 15 percent 1.
For a full-time employee earning A$90,500 annually, the policy would yield approximately A$2,300 per year after tax, or about A$44 per week 1. However, the proposal has drawn sharp criticism from multiple quarters. The Australian Institute of Superannuation Trustees warned that the policy would drive inflation and leave people worse off in retirement 1. Treasurer Jim Chalmers cautioned that Australian workers would earn tens of thousands of dollars less at retirement under such a scheme 1. Economist Richard Holton cited the lack of detailed specifications and the absence of a budget office cost estimate as obstacles to proper evaluation 1, while economist Chris Richardson estimated that approximately two-thirds of Australians would qualify, and if all eligible individuals fully withdrew their entitlements, annual government expenditure would increase by A$26 billion 1.
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