中国人寿2026年上半年归母净利润达1345亿元，首次实现半年度突破千亿元大关，创下历史同期最高纪录，同比增长近229%1。
利润的大幅增长主要由投资端驱动1。其中，公司股票资产规模已超过1万亿元，在短短两年内实现了近5000亿元的增长1。同期，股票和基金占投资资产的比例由2025年末的16.89%提升至19.14%1。投资利润增加约972亿元，承保利润也增加了约234亿元1。公司可投资资产规模接近8万亿元1，拥有3.28亿份长险有效保单，首年期交保费已突破1000亿元1。
在资产配置调整方面，公司固定收益类资产占投资资产的比例由2024年末的74.29%下降至2026年中期的69.50%1。有效久期缺口已缩小至不到1.3年，存量负债刚性成本已经开始下降1。中国人寿在新质生产力领域的投资规模已超过5400亿元，年均复合增速约30%1。
China Life Insurance announced its mid-year financial results, posting record-breaking performance for the first half of 2026. The company's net profit attributable to shareholders reached 134.5 billion yuan, marking the first time the firm surpassed 100 billion yuan in a single half-year period and setting a historical high for the same period 1. This represents a year-over-year increase of approximately 229% 1.
The dramatic profit surge was primarily fueled by investment gains, with the company's investment operations contributing approximately 97.2 billion yuan in additional profit, while underwriting operations added approximately 23.4 billion yuan 1. A significant driver of this performance has been the expansion of China Life's equity portfolio. The company's stock asset holdings have grown to exceed 1 trillion yuan as of mid-2026, an increase of nearly 500 billion yuan over the past two years from approximately 500 billion yuan at the end of 2024 1. Correspondingly, the allocation of stocks and funds within the company's investment assets increased from 16.89% at the end of 2025 to 19.14% by mid-2026 1.
China Life has also expanded its investment in new productive capacity, which has reached over 540 billion yuan, growing at an average annual compound rate of approximately 30% 1. The company's investable assets now approach 8 trillion yuan in scale 1. The proportion of fixed-income assets within the investment portfolio declined from 74.29% at the end of 2024 to 69.50% by mid-2026, reflecting a more balanced asset allocation strategy 1. The company reported holding 3.28 billion valid long-term insurance policies and achieving first-year single-premium payments exceeding 100 billion yuan 1.
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