根据房地美最新数据，美国30年期固定抵押贷款平均利率升至6.71%，创自去年7月31日以来的最高水平1。该利率较一周前的6.66%上升，但低于一年前的6.5%1。利率上升与美联储基金利率和10年期国债收益率上行相伴随，其中10年期国债收益率升至4.74%，高于一周前的4.67%1。
贷款成本攀升将打击潜在购房者的购买力，给房地产市场复苏前景蒙上阴影1。美联储主席沃什指出，当前通胀率远高于美联储设定的2%目标1。经济学家预计秋季房贷利率将难以实质性回落，高通胀继续侵蚀收入并维持利率处于高位成为当前主要问题1。今年2月26日该利率曾降至5.98%，为三年来的最低值1。
U.S. mortgage rates have reached their highest level in more than a year, according to data released by Freddie Mac.1 The average rate for a 30-year fixed-rate mortgage climbed to 6.71%, marking the highest value since July 31 of the previous year.1 This represents an increase from 6.66% one week prior, and compares to 6.5% from a year ago.1 The rate briefly dipped to a three-year low of 5.98% on February 26 of this year.1
The surge in mortgage rates is driven by broader movements in financial markets.1 The yield on the 10-year Treasury note rose to 4.74%, up from 4.67% a week earlier.1 Rising mortgage costs will reduce purchasing power for potential homebuyers and create headwinds for the real estate market recovery.1 Federal Reserve Chair Walsh noted that current inflation rates remain significantly elevated above the Fed's 2% target.1 Economists anticipate that mortgage rates are unlikely to experience meaningful declines during the autumn months, with persistent high inflation expected to keep rates elevated.1
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