特朗普在白宫椭圆形办公室声称,美国银行不被允许在加拿大经营。1他表示:"他们在这里有他们的银行,加拿大银行,所有他们的大银行——大的、漂亮的银行。我认为他们有6或7家主要银行。我们在那里没有我们的银行。你知道为什么吗?他们不允许它。"1
然而这一说法并不属实。1根据加拿大银行家协会,目前有15家美国银行在加拿大以分支机构或子公司形式运营。1这些美国银行在加拿大的资产总额约为124.6亿加元(9.04亿美元),占外国银行子公司和分支机构资产的一半以上。1美国银行在加拿大主要以第三类(Schedule III)银行形式存在,该类银行的最低存款限制为15万加元(约72,529美元)。1
虽然美国银行在加拿大面临某些监管限制,但专家指出它们并未被禁止进入加拿大市场。1相比之下,美国拥有3,700多家本土商业银行,其中仅有15家在加拿大设有分支。1
President Trump claimed at the White House that American banks are not permitted to operate in Canada, stating: "They have their banks here, Canadian banks, all of their big banks — big, beautiful banks. I think they have six or seven major banks. We don't have our banks there. You know why? They don't allow it."1 This assertion, however, does not reflect reality.
In fact, 15 American banks currently operate in Canada through branches or subsidiary operations, according to a spokesperson for the Canadian Bankers Association.1 American banks hold approximately 12.46 billion Canadian dollars (904 million US dollars) in total assets in Canada, representing more than half of all foreign bank subsidiary and branch assets in the country.1 The primary structure through which US banks operate in Canada is the Schedule III category, which requires a minimum deposit threshold of 150,000 Canadian dollars (approximately 72,529 US dollars).1 While American banks do face certain regulatory limitations in Canada, they are not prohibited from entering or operating in the market.1 Of the more than 3,700 domestic commercial banks in the United States, only 15 have established a presence in Canada.1
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