英国金融行为监管局（FCA）首席执行官尼基尔·拉蒂因在一次电话会议中对消费者权益组织进行威胁而遭指控。1据指，拉蒂在2024年4月27日的Teams通话中声称，若消费者权益组织提起法律诉讼，FCA将"无法合作"，并将面临"不利后果"。1此举旨在阻止消费者权益组织对一项91亿英镑的汽车贷款赔偿方案进行法律挑战。1
该赔偿方案涉及2007年至2024年期间的销售不当贷款，消费者权益组织提议的平均赔偿额为每笔销售不当贷款830英镑。1拉蒂声称消费者权益组织的法律挑战是"对该方案的最大风险"。1消费者权益组织、大众金融服务、梅赛德斯-奔驰金融服务和农业信贷汽车金融公司正在挑战该方案。1
The chief executive of the UK's Financial Conduct Authority (FCA), Nikhil Rathi, has been accused of intimidating a consumer rights organization to prevent legal action against a £9.1 billion car loan compensation plan.1 During a Teams call on April 27, 2024, Rathi allegedly warned the consumer group that pursuing litigation would result in "adverse consequences" and stated that the FCA would be "unable to cooperate" if they proceeded with a legal challenge.1
The compensation scheme addresses widespread mis-selling of car loans dating from 2007 to 2024.1 The consumer rights organization has proposed an average compensation of £830 per mis-sold loan.1 The legal dispute involves multiple parties, including the consumer group itself, Volkswagen Financial Services, Mercedes-Benz Financial Services, and Agrifinance Motor Finance, all of which are challenging the plan.1 Rathi characterized the consumer organization's legal challenge as "the biggest risk" facing the compensation scheme.1
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